WE FINANCE EFFICIENTLY, WE FINANCE CONSCIOUSLY!
At ProCredit Bank, we take on the role of directing financial resources exclusively to businesses that adhere to ethical, social and environmental principles, thereby contributing to a more equitable, more sustainable and transparent economy.
Why we select financing criteria with the highest rigor
As a commercial bank with a focus on sustainable development, the trust of our partners remains one of our main concerns, as well as one of our key strengths.
Those who choose us know that we finance exclusively projects aligned with our principles: commitment to sustainability, support for the real economy, involvement in the energy transition, and concrete contributions to the well-being of local communities. These directions have defined the way we have built our business model from the very beginning.
At the same time, we are guided by an Exclusion List that allows us to direct resources only toward initiatives with a positive impact. By choosing ProCredit Bank, you choose an institution that actively supports positive changes for society and the environment.
To better understand the criteria underlying our financing decisions, you can consult the Exclusion List HERE.
Types of activities not eligible for financing
Production or activities involving harmful or exploitative forms of forced labor/harmful child labor, discriminatory practices, or practices that prevent employees from legally exercising their rights of association and collective bargaining.
Production or trade of weapons (including hunting weapons) and ammunition.
Production or trade of radioactive materials (including the storage and treatment of radioactive waste), businesses or activities related to the nuclear industry or nuclear materials. Production or trade of unbound asbestos fibers or products containing asbestos.
Unsustainable logging and any activity involving wood sourced from unsustainably managed forests.
Transboundary transport of waste prohibited by international legislation.
Trade in wildlife, wildlife products, or wild plant species regulated by CITES.
Activities that may negatively affect sites of cultural or archaeological significance.
Activities carried out on or near land occupied by indigenous peoples and/or vulnerable groups, including land and waterways used for subsistence activities such as grazing, hunting, or fishing.
Production or trade of narcotics or controlled substances. Production or trade of products containing polychlorinated biphenyls. Production or trade of pharmaceuticals, pesticides/herbicides, and other hazardous substances subject to phase-outs or international bans.
Gambling (including online gambling), casinos, and equivalent enterprises.
Prostitution and any business whose main activity is related to pornography.